Kerrie Kramer trading as SQ1 Finance is an Appointed Representative of the The Mortgage Times Group Limited, 279 Tottenham Court Road, London W1T 7RJ, which is authorised and regulated by the Financial Services Authority no. 303007.
Why use a secured loan ... ?
Sometimes you need the finance at the most inconvenient time. You're right in the middle of your fixed rate period and to move your mortgage would be very expensive.
Maybe you just need the cash quickly ... to take advantage of a purchase, consolidate some debts, make some home improvements or take the holiday of a lifetime.
You may wish to repay the secured loan over a shorter timescale than your main mortgage to keep the total interest paid to a minimum.
Of course, there are many different options available and we'll be happy to work with you to find the best financial solution for your circumstances.
At SQ1 we don't just quote you a figure and leave it to you. We'll make specific recommendations once we know a little more about your financial objectives ...
So ...
If you're still in a fixed rate period, or if you've had mortgage arrears in the last 12 months then it may be quicker and cheaper to raise the extra finance you need by using a secured loan.
Mortgage early repayment charges can vary between 3-6% and a secured loans will avoid these ... giving you access to the cash you need but without the costs of remortgaging ...
Sometimes you need the finance at the most inconvenient time. You're right in the middle of your fixed rate period and to move your mortgage would be very expensive.
Maybe you just need the cash quickly ... to take advantage of a purchase, consolidate some debts, make some home improvements or take the holiday of a lifetime.
You may wish to repay the secured loan over a shorter timescale than your main mortgage to keep the total interest paid to a minimum.
Of course, there are many different options available and we'll be happy to work with you to find the best financial solution for your circumstances.
At SQ1 we don't just quote you a figure and leave it to you. We'll make specific recommendations once we know a little more about your financial objectives ...
So ...
If you're still in a fixed rate period, or if you've had mortgage arrears in the last 12 months then it may be quicker and cheaper to raise the extra finance you need by using a secured loan.
Mortgage early repayment charges can vary between 3-6% and a secured loans will avoid these ... giving you access to the cash you need but without the costs of remortgaging ...
Need finance but not a mortgage... ?
"Sometimes remortgaging is out of the question. High 'Early Repayment Charges' or some recent
bad credit could make a secured loan a better option than disturbing your current first mortgage ..."
"Sometimes remortgaging is out of the question. High 'Early Repayment Charges' or some recent
bad credit could make a secured loan a better option than disturbing your current first mortgage ..."
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. DEBT CONSOLIDATION MAY INCREASE TOTAL AMOUNT TO BE REPAID IN THE LONG TERM
TYPICAL APR IS 14.9% VARIABLE (MANY PEOPLE RECEIVE A LOWER RATE THAN THIS) THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR A PERSONALISED ILLUSTRATION.
A BROKER FEE OF UP TO 10% MAY BE CHARGED.
TYPICAL APR IS 14.9% VARIABLE (MANY PEOPLE RECEIVE A LOWER RATE THAN THIS) THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR A PERSONALISED ILLUSTRATION.
A BROKER FEE OF UP TO 10% MAY BE CHARGED.
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